Fees
Local UK Payment Account (GBP ONLY) Group 1 1 Group 2 2 Group 3 3
  • 1. UK, EEA, Swiss entity with UBO(s), authorised representative(s), trading partners from UK, EEA, Switzerland.
  • 2. UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.
  • 3. Entity incorporated outside of the UK, EEA, Switzerland and/or UK, EEA, Swiss entity with complicated ownership structure.
Onboarding fee FREE FREE N/A
Monthly account maintenance fee £5 £5 N/A
International Payment Account (MULTI-CURRENCY)
Onboarding Fee £180/€200 £420/€500 £850/€1000
Monthly account maintenance fee £20/€25 £40/€50 £85/€100
Incoming Payments
Incoming Payments FREE FREE FREE
Outgoing Payments (LOCAL & SEPA)
Internal payments (within Emerald24) FREE FREE FREE
Faster Payments, BACS (£) £1 £1 £20
SEPA up to 1'000 (€) €1 €5 €20
SEPA from 1'001 to 15'000 (€) €2.50 €10 €30
SEPA from 15'001 to 50'000 (€) €5 €15 €40
SEPA from 50'001 to 100'000 (€) €10 €20 €60
SEPA more than 100'000 (€) €20 €35 €80
Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15'000 (£/€/$) £35/€40/$50 £35/€40/$50 £40/€50/$60
From 15'001 to 100'000 (£/€/$) £50/€60/$70 £50/€60/$70 £70/€80/$90
More than 100'000 (£/€/$) £85/€100/$115 £85/€100/$115 £100/€120/$135
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Download full list
Group 1 1
  • Local UK Payment Account (GBP ONLY)
    Onboarding fee
    • FREE
    Monthly account maintenance fee
    • £5
  • International Payment Account (MULTI-CURRENCY)
    Onboarding Fee
    • £180/€200
    Monthly account maintenance fee
    • £20/€25
  • Incoming Payments
    Incoming Payments
    • FREE
  • Outgoing Payments (LOCAL & SEPA)
    Internal payments (within Emerald24)
    • FREE
    Faster Payments, BACS (£)
    • £1
    SEPA up to 1'000 (€)
    • €1
    SEPA from 1'001 to 15'000 (€)
    • €2.50
    SEPA from 15'001 to 50'000 (€)
    • €5
    SEPA from 50'001 to 100'000 (€)
    • €10
    SEPA more than 100'000 (€)
    • €20
  • Outgoing Payments (INTERNATIONAL & CHAPS)
    Up to 15'000 (£/€/$)
    • £35/€40/$50
    From 15'001 to 100'000 (£/€/$)
    • £50/€60/$70
    More than 100'000 (£/€/$)
    • £85/€100/$115

1 UK, EEA, Swiss entity with UBO(s), authorised representative(s), trading partners from UK, EEA, Switzerland.

Group 2 2
  • Local UK Payment Account (GBP ONLY)
    Onboarding fee
    • FREE
    Monthly account maintenance fee
    • £5
  • International Payment Account (MULTI-CURRENCY)
    Onboarding Fee
    • £420/€500
    Monthly account maintenance fee
    • £40/€50
  • Incoming Payments
    Incoming Payments
    • FREE
  • Outgoing Payments (LOCAL & SEPA)
    Internal payments (within Emerald24)
    • FREE
    Faster Payments, BACS (£)
    • £1
    SEPA up to 1'000 (€)
    • €5
    SEPA from 1'001 to 15'000 (€)
    • €10
    SEPA from 15'001 to 50'000 (€)
    • €15
    SEPA from 50'001 to 100'000 (€)
    • €20
    SEPA more than 100'000 (€)
    • €35
  • Outgoing Payments (INTERNATIONAL & CHAPS)
    Up to 15'000 (£/€/$)
    • £35/€40/$50
    From 15'001 to 100'000 (£/€/$)
    • £50/€60/$70
    More than 100'000 (£/€/$)
    • £85/€100/$115

2 UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.

Group 3 3
  • Local UK Payment Account (GBP ONLY)
    Onboarding fee
    • N/A
    Monthly account maintenance fee
    • N/A
  • International Payment Account (MULTI-CURRENCY)
    Onboarding Fee
    • £850/€1000
    Monthly account maintenance fee
    • £85/€100
  • Incoming Payments
    Incoming Payments
    • FREE
  • Outgoing Payments (LOCAL & SEPA)
    Internal payments (within Emerald24)
    • FREE
    Faster Payments, BACS (£)
    • £20
    SEPA up to 1'000 (€)
    • €20
    SEPA from 1'001 to 15'000 (€)
    • €30
    SEPA from 15'001 to 50'000 (€)
    • €40
    SEPA from 50'001 to 100'000 (€)
    • €60
    SEPA more than 100'000 (€)
    • €80
  • Outgoing Payments (INTERNATIONAL & CHAPS)
    Up to 15'000 (£/€/$)
    • £40/€50/$60
    From 15'001 to 100'000 (£/€/$)
    • £70/€80/$90
    More than 100'000 (£/€/$)
    • £100/€120/$135

3 Entity incorporated outside of the UK, EEA, Switzerland and/or UK, EEA, Swiss entity with complicated ownership structure.

Download PDF
Local UK Payment Account (GBP ONLY) Group 1 1 Group 2 2
  • 1. Group 1 Individuals - residents of the UK, EEA, Switzerland
  • 2. Group 2 Individuals - residing outside of the UK, EEA, Switzerland
Onboarding fee FREE N/A
Monthly account maintenance fee FREE N/A
International Payment Account (MULTI-CURRENCY)
Onboarding fee £9/€10 £85/€100
Monthly account maintenance fee £4/€5 £20/€25
Incoming Payments
Incoming payments FREE FREE
Outgoing Payments (LOCAL & SEPA)
Internal payments (within Emerald24) FREE FREE
Faster payments, BACS (£) £1 £1
SEPA up to 1'000 (€) €1 €2.5
SEPA from 1'001 to 15'000 (€) €2.5 €5
SEPA from 15'001 to 50'000 (€) €5 €15
SEPA from 50'001 to 100'000 (€) €10 €20
SEPA more than 100'000 (€) €20 €30
Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15'000 (£/€/$) £35/€40/$50 £40/€50/$60
From 15'001 to 100'000 (£/€/$) £50/€60/$70 £70/€80/$90
More than 100'000 (£/€/$) £85/€100/$115 £100/€120/$135
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Download full list
Group 1 1
  • Local UK Payment Account (GBP ONLY)
    Onboarding fee
    • FREE
    Monthly account maintenance fee
    • FREE
  • International Payment Account (MULTI-CURRENCY)
    Onboarding fee
    • £9/€10
    Monthly account maintenance fee
    • £4/€5
  • Incoming Payments
    Incoming payments
    • FREE
  • Outgoing Payments (LOCAL & SEPA)
    Internal payments (within Emerald24)
    • FREE
    Faster payments, BACS (£)
    • £1
    SEPA up to 1'000 (€)
    • €1
    SEPA from 1'001 to 15'000 (€)
    • €2.5
    SEPA from 15'001 to 50'000 (€)
    • €5
    SEPA from 50'001 to 100'000 (€)
    • €10
    SEPA more than 100'000 (€)
    • €20
  • Outgoing Payments (INTERNATIONAL & CHAPS)
    Up to 15'000 (£/€/$)
    • £35/€40/$50
    From 15'001 to 100'000 (£/€/$)
    • £50/€60/$70
    More than 100'000 (£/€/$)
    • £85/€100/$115

1 Group 1 Individuals - residents of the UK, EEA, Switzerland

Group 2 2
  • Local UK Payment Account (GBP ONLY)
    Onboarding fee
    • N/A
    Monthly account maintenance fee
    • N/A
  • International Payment Account (MULTI-CURRENCY)
    Onboarding fee
    • £85/€100
    Monthly account maintenance fee
    • £20/€25
  • Incoming Payments
    Incoming payments
    • FREE
  • Outgoing Payments (LOCAL & SEPA)
    Internal payments (within Emerald24)
    • FREE
    Faster payments, BACS (£)
    • £1
    SEPA up to 1'000 (€)
    • €2.5
    SEPA from 1'001 to 15'000 (€)
    • €5
    SEPA from 15'001 to 50'000 (€)
    • €15
    SEPA from 50'001 to 100'000 (€)
    • €20
    SEPA more than 100'000 (€)
    • €30
  • Outgoing Payments (INTERNATIONAL & CHAPS)
    Up to 15'000 (£/€/$)
    • £40/€50/$60
    From 15'001 to 100'000 (£/€/$)
    • £70/€80/$90
    More than 100'000 (£/€/$)
    • £100/€120/$135

2 Group 2 Individuals - residing outside of the UK, EEA, Switzerland

Download PDF
  Low Risk Business High/medium Risk Business
Onboarding fee Included into Account opening fee Included into Account opening fee
Acquiring services initialization fee 50 EUR 300 EUR
Additional website/terminal fee FREE 50 EUR
Processing fee % 1.99% 4.5%
Transaction fee 0.15 EUR 0.50 EUR
Refund fee 1.50 EUR 2.50 EUR
Decline fee 0.15 EUR 0.30 EUR
Retrieval req fee 30 EUR 40 EUR
Chargeback fee 30 EUR 40 EUR
Monthly fee FREE 100 EUR
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Download full list
Low Risk Business
  •  
    Onboarding fee
    • Included into Account opening fee
    Acquiring services initialization fee
    • 50 EUR
    Additional website/terminal fee
    • FREE
    Processing fee %
    • 1.99%
    Transaction fee
    • 0.15 EUR
    Refund fee
    • 1.50 EUR
    Decline fee
    • 0.15 EUR
    Retrieval req fee
    • 30 EUR
    Chargeback fee
    • 30 EUR
    Monthly fee
    • FREE
High/medium Risk Business
  •  
    Onboarding fee
    • Included into Account opening fee
    Acquiring services initialization fee
    • 300 EUR
    Additional website/terminal fee
    • 50 EUR
    Processing fee %
    • 4.5%
    Transaction fee
    • 0.50 EUR
    Refund fee
    • 2.50 EUR
    Decline fee
    • 0.30 EUR
    Retrieval req fee
    • 40 EUR
    Chargeback fee
    • 40 EUR
    Monthly fee
    • 100 EUR
Download PDF
  Business Physical Business Virtual
Card maintenance fee (monthly) 10 EUR 10 EUR
Card issuance fee 20 EUR 10 EUR
Card renewal/replacement fee 20 EUR 10 EUR
Card Delivery fee FREE (within UK/EU) -
Purchase fee FREE FREE
ATM Cash Withdrawal fee (SEPA) 2.0%, min 2.5 EUR -
ATM Cash Withdrawal fee (non-SEPA) 2.5%, min 2.5 EUR -
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Download full list
Business Physical
  •  
    Card maintenance fee (monthly)
    • 10 EUR
    Card issuance fee
    • 20 EUR
    Card renewal/replacement fee
    • 20 EUR
    Card Delivery fee
    • FREE (within UK/EU)
    Purchase fee
    • FREE
    ATM Cash Withdrawal fee (SEPA)
    • 2.0%, min 2.5 EUR
    ATM Cash Withdrawal fee (non-SEPA)
    • 2.5%, min 2.5 EUR
Business Virtual
  •  
    Card maintenance fee (monthly)
    • 10 EUR
    Card issuance fee
    • 10 EUR
    Card renewal/replacement fee
    • 10 EUR
    Card Delivery fee
    • -
    Purchase fee
    • FREE
    ATM Cash Withdrawal fee (SEPA)
    • -
    ATM Cash Withdrawal fee (non-SEPA)
    • -
Download PDF
  EU Private Individuals
Card maintenance fee (monthly) 5 EUR
Card issuance fee 10 EUR
Card renewal fee 10 EUR
Card replacement fee 10 EUR
Card Delivery fee FREE (within UK/EU)
Purchase fee FREE
ATM Cash Withdrawal fee (SEPA) 2.0% , min 2.5 EUR
ATM Cach Withdrawal fee (non-SEPA) 2.5% , min 2.5 EUR
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Download full list
EU Private Individuals
  •  
    Card maintenance fee (monthly)
    • 5 EUR
    Card issuance fee
    • 10 EUR
    Card renewal fee
    • 10 EUR
    Card replacement fee
    • 10 EUR
    Card Delivery fee
    • FREE (within UK/EU)
    Purchase fee
    • FREE
    ATM Cash Withdrawal fee (SEPA)
    • 2.0% , min 2.5 EUR
    ATM Cach Withdrawal fee (non-SEPA)
    • 2.5% , min 2.5 EUR
Download PDF
  EU Corporate Payroll
Card maintenance fee (monthly) 20 EUR
Card issuance fee 50 EUR
Card renewal fee 30 EUR
Card replacement fee 30 EUR
Card Delivery fee FREE (within UK/EU)
Purchase fee FREE
ATM Cash Withdrawal fee (SEPA) 2.0% , min 2.5 EUR
ATM Cash Withdrawal fee (non-SEPA) 2.5% , min 2.5 EUR
Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases.
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Download full list
EU Corporate Payroll
  •  
    Card maintenance fee (monthly)
    • 20 EUR
    Card issuance fee
    • 50 EUR
    Card renewal fee
    • 30 EUR
    Card replacement fee
    • 30 EUR
    Card Delivery fee
    • FREE (within UK/EU)
    Purchase fee
    • FREE
    ATM Cash Withdrawal fee (SEPA)
    • 2.0% , min 2.5 EUR
    ATM Cash Withdrawal fee (non-SEPA)
    • 2.5% , min 2.5 EUR
Download PDF
 
 
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