digital payment solutions,
delivered with intelligence
& a human touch
from everyday payments to complex cross-border transactions.
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Whether you operate in the UK, across the EEA, in the UAE or beyond, Emerald24 supports your business with deep expertise and operational precision.
powered by trusted financial and compliance infrastructure
intelligent services built for business
accounts
Smart, flexible accounts designed to support your business across borders and industries.
- UK account and sort code for instant local payments
- Multi-currency IBANs — EUR, USD, AED, CHF and more
- Fast, fully digital onboarding through our platform
- Manage your accounts securely via web or mobile
payments
Reliable, intelligent payment solutions for businesses with both local and international requirements.
- Send and receive payments in all major currencies
- Access to local payment rails — FPS, CHAPS, Bacs, and Direct Debit
- International transfers in EUR, USD, CHF, AED and more
- Tailored solutions for complex payment structures, with dedicated support
currency exchange
Access the currencies you need with competitive fx rates and full platform visibility.
- Buy, sell, hold, pay, and receive in 30+ currencies
- Pre-agreed individual rates available for higher FX volumes
- Instant execution through your Emerald24 platform
- Integrated directly into your business account
cards
Corporate cards for business spending, from team travel to supplier payments.
- Physical and virtual Mastercard cards for you and your team
- Use online, in-store, or for recurring business payments
- Instant top-up and balance availability
- 3D Secure enabled, with real-time push notifications
acquiring
Accept online card payments from customers worldwide with straightforward integration and dedicated support.
- Merchant accounts for e-commerce businesses
- Transparent pricing and settlement terms
- Support for major global card schemes
- Secure payment gateway
accounts
Smart, flexible accounts designed to support your business across borders and industries.
- UK account and sort code for instant local payments
- Multi-currency IBANs — EUR, USD, AED, CHF and more
- Fast, fully digital onboarding through our platform
- Manage your accounts securely via web or mobile
payments
Reliable, intelligent payment solutions for businesses with both local and international requirements.
- Send and receive payments in all major currencies
- Access to local payment rails — FPS, CHAPS, Bacs, and Direct Debit
- International transfers in EUR, USD, CHF, AED and more
- Tailored solutions for complex payment structures, with dedicated support
currency exchange
Access the currencies you need with competitive fx rates and full platform visibility.
- Buy, sell, hold, pay, and receive in 30+ currencies
- Pre-agreed individual rates available for higher FX volumes
- Instant execution through your Emerald24 platform
- Integrated directly into your business account
cards
Corporate cards for business spending, from team travel to supplier payments.
- Physical and virtual Mastercard cards for you and your team
- Use online, in-store, or for recurring business payments
- Instant top-up and balance availability
- 3D Secure enabled, with real-time push notifications
acquiring
Accept online card payments from customers worldwide with straightforward integration and dedicated support.
- Merchant accounts for e-commerce businesses
- Transparent pricing and settlement terms
- Support for major global card schemes
- Secure payment gateway
shaped by regulation, experience & integrity
licensed & regulated
Authorised by the UK Financial Conduct Authority (FCA) as an Electronic Money Institution since 2019.
experience & intelligence
A leadership team with deep expertise across global banking, finance and fintech.
secure by design
We use advanced monitoring, screening, and compliance tools to safeguard your transactions and data.
services tailored for your business
We don’t do off-the-shelf. Our solutions adapt to your business model, transaction volumes and operational needs.
technology that works, people who care
intelligence with a human touch
We combine intelligent automation with real human support, working with you to ensure every solution fits your business and its needs.
clear, transparent communication
We believe in clear, transparent communication – ensuring consistency and confidence across every interaction.
security without compromise
We combine advanced security with robust screening and monitoring controls to protect your funds and support regulatory compliance.
smarter features
for everyday business
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
virtual cards
Virtual cards for secure business spending online – ideal for digital purchases, subscriptions and distributed teams.
multi-currency support
Hold and manage multiple currencies under a single account, simplifying global operations without the need for multiple providers.
merchant account
Accept online payments from customers around the world through your preferred acquiring platform.
local & global payouts
Send business payments domestically or internationally from a single platform, across multiple rails and currencies.
API access
Integrate Emerald24 services directly into your platform using our API – ideal for automated workflows, embedded finance and custom setups.
ready to open your account?
Open your business account and explore Emerald24’s financial services – built for real-world business complexity.
Emerald24 app: designed for business
Stay connected to your Emerald24 account with our mobile app – designed for secure approvals, fast payments and real-time account visibility.
Scan QR code
Scan QR code
partner with Emerald24
Launch your own e-money solution or payment brand with our white-label platform. From API integration to ready-to-go models.
We welcome referral partnerships with legal and finance professionals.
White-label isn’t just a product – it’s a framework that enables partners to deliver financial services under their own brand, with speed, reliability and control.
our latest news
got questions?
we’ve got the
answers.
Need more? Visit the Help Centre
View FAQS
What services does Emerald24 provide?
Emerald24 provides digital accounts, local and international payments, foreign exchange services, and both physical and virtual cards.
Under which regulatory framework does Emerald24 operate?
Emerald24 is authorised and regulated by the UK Financial Conduct Authority (FCA) as an Electronic Money Institution.
Is Emerald24 a bank?
No. Emerald24 is not a bank. We issue electronic money and provide payment services, but we do not offer lending, credit facilities or savings products typically associated with banks.
Who can use Emerald24?
Emerald24 supports both corporate and individual clients, subject to identity verification and compliance checks.
Need more? Visit the Help Centre
View FAQS