Fees
International Payment Account Group 1 1 Group 2 2 Group 3 3
  • 1. UK, EEA, Swiss company with UBO(s), account representative(s), trading partners from UK, EEA, Switzerland.
  • 2. UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.
  • 3. International company. UK, EEA, Swiss company with indirect shareholding.
Onboarding Fee * 200 EUR 500 EUR 1000 EUR
Monthly account maintenance fee 25 EUR 50 EUR 100 EUR

* Feat 200-500 EUR non-refundable client assessment fee

Local UK payment Account
Onboarding fee Free of charge Free of charge Variable
Monthly account maintenance fee 5 GBP 5 GBP Variable
Incoming Payments
Incoming Payments free of charge free of charge free of charge
Outgoing Payments
Internal payments (within EMERALD) free of charge free of charge free of charge
Faster Payments (GBP) 1 GBP 1 GBP Variable
SEPA up to 1 000 1 EUR 5 EUR 20 EUR
SEPA from 1 001 to 15'000 2.50 EUR 10 EUR 30 EUR
SEPA from 15'001 to 50'000 5 EUR 15 EUR 40 EUR
SEPA from 50'001 to 100'000 10 EUR 20 EUR 60 EUR
SEPA more than 100'000 20 EUR 35 EUR 80 EUR
International Payments
Up to 15000 EUR 40 EUR 40 EUR 50 EUR
From 15001 to 100000 EUR 60 EUR 60 EUR 80 EUR
More than 100'000 EUR 100 EUR 100 EUR 120 EUR
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Group 1 1
  • International Payment Account
    Onboarding Fee *
    • 200 EUR
    Monthly account maintenance fee
    • 25 EUR
  • Local UK payment Account
    Onboarding fee
    • Free of charge
    Monthly account maintenance fee
    • 5 GBP
  • Incoming Payments
    Incoming Payments
    • free of charge
  • Outgoing Payments
    Internal payments (within EMERALD)
    • free of charge
    Faster Payments (GBP)
    • 1 GBP
    SEPA up to 1 000
    • 1 EUR
    SEPA from 1 001 to 15'000
    • 2.50 EUR
    SEPA from 15'001 to 50'000
    • 5 EUR
    SEPA from 50'001 to 100'000
    • 10 EUR
    SEPA more than 100'000
    • 20 EUR
  • International Payments
    Up to 15000 EUR
    • 40 EUR
    From 15001 to 100000 EUR
    • 60 EUR
    More than 100'000 EUR
    • 100 EUR

1 UK, EEA, Swiss company with UBO(s), account representative(s), trading partners from UK, EEA, Switzerland.

Group 2 2
  • International Payment Account
    Onboarding Fee *
    • 500 EUR
    Monthly account maintenance fee
    • 50 EUR
  • Local UK payment Account
    Onboarding fee
    • Free of charge
    Monthly account maintenance fee
    • 5 GBP
  • Incoming Payments
    Incoming Payments
    • free of charge
  • Outgoing Payments
    Internal payments (within EMERALD)
    • free of charge
    Faster Payments (GBP)
    • 1 GBP
    SEPA up to 1 000
    • 5 EUR
    SEPA from 1 001 to 15'000
    • 10 EUR
    SEPA from 15'001 to 50'000
    • 15 EUR
    SEPA from 50'001 to 100'000
    • 20 EUR
    SEPA more than 100'000
    • 35 EUR
  • International Payments
    Up to 15000 EUR
    • 40 EUR
    From 15001 to 100000 EUR
    • 60 EUR
    More than 100'000 EUR
    • 100 EUR

2 UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.

Group 3 3
  • International Payment Account
    Onboarding Fee *
    • 1000 EUR
    Monthly account maintenance fee
    • 100 EUR
  • Local UK payment Account
    Onboarding fee
    • Variable
    Monthly account maintenance fee
    • Variable
  • Incoming Payments
    Incoming Payments
    • free of charge
  • Outgoing Payments
    Internal payments (within EMERALD)
    • free of charge
    Faster Payments (GBP)
    • Variable
    SEPA up to 1 000
    • 20 EUR
    SEPA from 1 001 to 15'000
    • 30 EUR
    SEPA from 15'001 to 50'000
    • 40 EUR
    SEPA from 50'001 to 100'000
    • 60 EUR
    SEPA more than 100'000
    • 80 EUR
  • International Payments
    Up to 15000 EUR
    • 50 EUR
    From 15001 to 100000 EUR
    • 80 EUR
    More than 100'000 EUR
    • 120 EUR

3 International company. UK, EEA, Swiss company with indirect shareholding.

  Group 1 1 Group 2 2
  • 1. Clients from UK, EEA, Switzerland
  • 2. Clients from other countries
Onboarding fee 10 EUR 100 EUR
Monthly account maintenance fee 5 EUR 25 EUR
Outgoing Payments
Internal payments (within EMERALD24) free of charge free of charge
Faster payments (GBP) 1 GBP 1 GBP
Up to 1 000 1 EUR 2.50 EUR
From 1 001 to 15'000 2.50 EUR 5 EUR
From 15'001 to 50'000 5 EUR 15 EUR
From 50'001 to 100'000 10 EUR 20 EUR
More than 100'000 20 EUR 30 EUR
Incoming Payments
Incoming payments free of charge free of charge
International Payments

The possibility of making payments in other currencies (USD, СNY, CHF, AED etc.) – subject to Emerald24's consent on a case by case basis

Up to 15 000 40 EUR 50 EUR
From 15'001 to 100'000 60 EUR 80 EUR
More than 100'000 100 EUR 120 EUR
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Group 1 1
  •  
    Onboarding fee
    • 10 EUR
    Monthly account maintenance fee
    • 5 EUR
  • Outgoing Payments
    Internal payments (within EMERALD24)
    • free of charge
    Faster payments (GBP)
    • 1 GBP
    Up to 1 000
    • 1 EUR
    From 1 001 to 15'000
    • 2.50 EUR
    From 15'001 to 50'000
    • 5 EUR
    From 50'001 to 100'000
    • 10 EUR
    More than 100'000
    • 20 EUR
  • Incoming Payments
    Incoming payments
    • free of charge
  • International Payments
    Up to 15 000
    • 40 EUR
    From 15'001 to 100'000
    • 60 EUR
    More than 100'000
    • 100 EUR

1 Clients from UK, EEA, Switzerland

Group 2 2
  •  
    Onboarding fee
    • 100 EUR
    Monthly account maintenance fee
    • 25 EUR
  • Outgoing Payments
    Internal payments (within EMERALD24)
    • free of charge
    Faster payments (GBP)
    • 1 GBP
    Up to 1 000
    • 2.50 EUR
    From 1 001 to 15'000
    • 5 EUR
    From 15'001 to 50'000
    • 15 EUR
    From 50'001 to 100'000
    • 20 EUR
    More than 100'000
    • 30 EUR
  • Incoming Payments
    Incoming payments
    • free of charge
  • International Payments
    Up to 15 000
    • 50 EUR
    From 15'001 to 100'000
    • 80 EUR
    More than 100'000
    • 120 EUR

2 Clients from other countries

  Low Risk Business High/medium Risk Business
Onboarding fee Included into Account opening fee Included into Account opening fee
Acquiring services initialization fee 50 EUR 300 EUR
Additional website/terminal fee free of charge 50 EUR
Processing fee % 1.99% 4.5%
Transaction fee 0.15 EUR 0.50 EUR
Refund fee 1.50 EUR 2.50 EUR
Decline fee 0.15 EUR 0.30 EUR
Retrieval req fee 30 EUR 40 EUR
Chargeback fee 30 EUR 40 EUR
Monthly fee free of charge 100 EUR
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Low Risk Business
  •  
    Onboarding fee
    • Included into Account opening fee
    Acquiring services initialization fee
    • 50 EUR
    Additional website/terminal fee
    • free of charge
    Processing fee %
    • 1.99%
    Transaction fee
    • 0.15 EUR
    Refund fee
    • 1.50 EUR
    Decline fee
    • 0.15 EUR
    Retrieval req fee
    • 30 EUR
    Chargeback fee
    • 30 EUR
    Monthly fee
    • free of charge
High/medium Risk Business
  •  
    Onboarding fee
    • Included into Account opening fee
    Acquiring services initialization fee
    • 300 EUR
    Additional website/terminal fee
    • 50 EUR
    Processing fee %
    • 4.5%
    Transaction fee
    • 0.50 EUR
    Refund fee
    • 2.50 EUR
    Decline fee
    • 0.30 EUR
    Retrieval req fee
    • 40 EUR
    Chargeback fee
    • 40 EUR
    Monthly fee
    • 100 EUR
  Business Physical Business Virtual
Card maintenance fee (monthly) 10 EUR 10 EUR
Card issuance fee 20 EUR 10 EUR
Card renewal/replacement fee 20 EUR 10 EUR
Card Delivery fee FREE (within EU) -
Purchase fee FREE FREE
ATM Cash Withdrawal fee (SEPA) 2.0%, min 2.5 EUR -
ATM Cash Withdrawal fee (non-SEPA) 2.5%, min 2.5 EUR -
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
Business Physical
  •  
    Card maintenance fee (monthly)
    • 10 EUR
    Card issuance fee
    • 20 EUR
    Card renewal/replacement fee
    • 20 EUR
    Card Delivery fee
    • FREE (within EU)
    Purchase fee
    • FREE
    ATM Cash Withdrawal fee (SEPA)
    • 2.0%, min 2.5 EUR
    ATM Cash Withdrawal fee (non-SEPA)
    • 2.5%, min 2.5 EUR
Business Virtual
  •  
    Card maintenance fee (monthly)
    • 10 EUR
    Card issuance fee
    • 10 EUR
    Card renewal/replacement fee
    • 10 EUR
    Card Delivery fee
    • -
    Purchase fee
    • FREE
    ATM Cash Withdrawal fee (SEPA)
    • -
    ATM Cash Withdrawal fee (non-SEPA)
    • -
  EU Private Individuals
Card maintenance fee (monthly) 5 EUR
Card issuance fee 10 EUR
Card renewal fee 10 EUR
Card replacement fee 10 EUR
Card Delivery fee within EU free of charge
Purchase fee free of charge
ATM Cash Withdrawal fee (SEPA) 2.0% , min 2.5 EUR
ATM Cach Withdrawal fee (non-SEPA) 2.5% , min 2.5 EUR
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
EU Private Individuals
  •  
    Card maintenance fee (monthly)
    • 5 EUR
    Card issuance fee
    • 10 EUR
    Card renewal fee
    • 10 EUR
    Card replacement fee
    • 10 EUR
    Card Delivery fee
    • within EU
    • free of charge
    Purchase fee
    • free of charge
    ATM Cash Withdrawal fee (SEPA)
    • 2.0% , min 2.5 EUR
    ATM Cach Withdrawal fee (non-SEPA)
    • 2.5% , min 2.5 EUR
  EU Corporate Payroll
Card maintenance fee (monthly) 20 EUR
Card issuance fee 50 EUR
Card renewal fee 30 EUR
Card replacement fee 30 EUR
Card Delivery fee within EU free of charge
Purchase fee free of charge
ATM Cash Withdrawal fee (SEPA) 2.0% , min 2.5 EUR
ATM Cash Withdrawal fee (non-SEPA) 2.5% , min 2.5 EUR
When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money.
EU Corporate Payroll
  •  
    Card maintenance fee (monthly)
    • 20 EUR
    Card issuance fee
    • 50 EUR
    Card renewal fee
    • 30 EUR
    Card replacement fee
    • 30 EUR
    Card Delivery fee
    • within EU
    • free of charge
    Purchase fee
    • free of charge
    ATM Cash Withdrawal fee (SEPA)
    • 2.0% , min 2.5 EUR
    ATM Cash Withdrawal fee (non-SEPA)
    • 2.5% , min 2.5 EUR