Fees
| Local UK payment Account (GBP ONLY) | Group 1 1 | Group 2 2 | Group 3 3 | |
|---|---|---|---|---|
| ||||
| Onboarding fee | FREE | FREE | N/A | |
| Monthly account maintenance fee | £5 | £5 | N/A | |
| International Payment Account (MULTI-CURRENCY) | ||||
| Onboarding Fee | £180/€200 | £420/€500 | £850/€1000 | |
| Monthly account maintenance fee | £20/€25 | £40/€50 | £85/€100 | |
| Incoming Payments | ||||
| Incoming Payments | FREE | FREE | FREE | |
| Outgoing Payments (LOCAL & SEPA) | ||||
| Internal payments (within Emerald24) | FREE | FREE | FREE | |
| Faster Payments, BACS (GBP) | £1 | £1 | £20 | |
| SEPA up to 1'000 | €1 | €5 | €20 | |
| SEPA from 1'001 to 15'000 | €2.50 | €10 | €30 | |
| SEPA from 15'001 to 50'000 | €5 | €15 | €40 | |
| SEPA from 50'001 to 100'000 | €10 | €20 | €60 | |
| SEPA more than 100'000 | €20 | €35 | €80 | |
| Outgoing Payments (INTERNATIONAL & CHAPS) | ||||
| Up to 15000 (€ or equivalent) | £35/€40/$50 | £35/€40/$50 | £40/€50/$60 | |
| From 15001 to 100000 (€ or equivalent) | £50/€60/$70 | £50/€60/$70 | £70/€80/$90 | |
| More than 100'000 (€ or equivalent) | £85/€100/$115 | £85/€100/$115 | £100/€120/$135 | |
| Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases. | ||||
| When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money. | ||||
Group 1 1
- Local UK payment Account (GBP ONLY)
Onboarding fee - FREE
Monthly account maintenance fee - £5
- International Payment Account (MULTI-CURRENCY)
Onboarding Fee - £180/€200
Monthly account maintenance fee - £20/€25
- Incoming Payments
Incoming Payments - FREE
- Outgoing Payments (LOCAL & SEPA)
Internal payments (within Emerald24) - FREE
Faster Payments, BACS (GBP) - £1
SEPA up to 1'000 - €1
SEPA from 1'001 to 15'000 - €2.50
SEPA from 15'001 to 50'000 - €5
SEPA from 50'001 to 100'000 - €10
SEPA more than 100'000 - €20
- Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15000 (€ or equivalent) - £35/€40/$50
From 15001 to 100000 (€ or equivalent) - £50/€60/$70
More than 100'000 (€ or equivalent) - £85/€100/$115
1 UK, EEA, Swiss entity with UBO(s), authorised representative(s), trading partners from UK, EEA, Switzerland.
Group 2 2
- Local UK payment Account (GBP ONLY)
Onboarding fee - FREE
Monthly account maintenance fee - £5
- International Payment Account (MULTI-CURRENCY)
Onboarding Fee - £420/€500
Monthly account maintenance fee - £40/€50
- Incoming Payments
Incoming Payments - FREE
- Outgoing Payments (LOCAL & SEPA)
Internal payments (within Emerald24) - FREE
Faster Payments, BACS (GBP) - £1
SEPA up to 1'000 - €5
SEPA from 1'001 to 15'000 - €10
SEPA from 15'001 to 50'000 - €15
SEPA from 50'001 to 100'000 - €20
SEPA more than 100'000 - €35
- Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15000 (€ or equivalent) - £35/€40/$50
From 15001 to 100000 (€ or equivalent) - £50/€60/$70
More than 100'000 (€ or equivalent) - £85/€100/$115
2 UK, EEA, Swiss company with international UBO(s), and/or account representative(s), and/or trading partners.
Group 3 3
- Local UK payment Account (GBP ONLY)
Onboarding fee - N/A
Monthly account maintenance fee - N/A
- International Payment Account (MULTI-CURRENCY)
Onboarding Fee - £850/€1000
Monthly account maintenance fee - £85/€100
- Incoming Payments
Incoming Payments - FREE
- Outgoing Payments (LOCAL & SEPA)
Internal payments (within Emerald24) - FREE
Faster Payments, BACS (GBP) - £20
SEPA up to 1'000 - €20
SEPA from 1'001 to 15'000 - €30
SEPA from 15'001 to 50'000 - €40
SEPA from 50'001 to 100'000 - €60
SEPA more than 100'000 - €80
- Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15000 (€ or equivalent) - £40/€50/$60
From 15001 to 100000 (€ or equivalent) - £70/€80/$90
More than 100'000 (€ or equivalent) - £100/€120/$135
3 Entity incorporated outside of the UK, EEA, Switzerland and/or UK, EEA, Swiss entity with complicated ownership structure.
| Group 1 1 | Group 2 2 | |||
|---|---|---|---|---|
| ||||
| Onboarding fee | 10 EUR | 100 EUR | ||
| Monthly account maintenance fee | 5 EUR | 25 EUR | ||
| Incoming Payments | ||||
| Incoming payments | FREE | FREE | ||
| Outgoing Payments (LOCAL & SEPA) | ||||
| Internal payments (within EMERALD24) | FREE | FREE | ||
| Faster payments (GBP) | 1 GBP | 1 GBP | ||
| Up to 1 000 | 1 EUR | 2.50 EUR | ||
| From 1 001 to 15'000 | 2.50 EUR | 5 EUR | ||
| From 15'001 to 50'000 | 5 EUR | 15 EUR | ||
| From 50'001 to 100'000 | 10 EUR | 20 EUR | ||
| More than 100'000 | 20 EUR | 30 EUR | ||
| Outgoing Payments (INTERNATIONAL & CHAPS) | ||||
| Up to 15 000 | 40 EUR | 50 EUR | ||
| From 15'001 to 100'000 | 60 EUR | 80 EUR | ||
| More than 100'000 | 100 EUR | 120 EUR | ||
| Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases. | ||||
| When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money. | ||||
Group 1 1
Onboarding fee - 10 EUR
Monthly account maintenance fee - 5 EUR
- Incoming Payments
Incoming payments - FREE
- Outgoing Payments (LOCAL & SEPA)
Internal payments (within EMERALD24) - FREE
Faster payments (GBP) - 1 GBP
Up to 1 000 - 1 EUR
From 1 001 to 15'000 - 2.50 EUR
From 15'001 to 50'000 - 5 EUR
From 50'001 to 100'000 - 10 EUR
More than 100'000 - 20 EUR
- Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15 000 - 40 EUR
From 15'001 to 100'000 - 60 EUR
More than 100'000 - 100 EUR
1 Clients from UK, EEA, Switzerland
Group 2 2
Onboarding fee - 100 EUR
Monthly account maintenance fee - 25 EUR
- Incoming Payments
Incoming payments - FREE
- Outgoing Payments (LOCAL & SEPA)
Internal payments (within EMERALD24) - FREE
Faster payments (GBP) - 1 GBP
Up to 1 000 - 2.50 EUR
From 1 001 to 15'000 - 5 EUR
From 15'001 to 50'000 - 15 EUR
From 50'001 to 100'000 - 20 EUR
More than 100'000 - 30 EUR
- Outgoing Payments (INTERNATIONAL & CHAPS)
Up to 15 000 - 50 EUR
From 15'001 to 100'000 - 80 EUR
More than 100'000 - 120 EUR
2 Clients from other countries
| Low Risk Business | High/medium Risk Business | |||
|---|---|---|---|---|
| Onboarding fee | Included into Account opening fee | Included into Account opening fee | ||
| Acquiring services initialization fee | 50 EUR | 300 EUR | ||
| Additional website/terminal fee | FREE | 50 EUR | ||
| Processing fee % | 1.99% | 4.5% | ||
| Transaction fee | 0.15 EUR | 0.50 EUR | ||
| Refund fee | 1.50 EUR | 2.50 EUR | ||
| Decline fee | 0.15 EUR | 0.30 EUR | ||
| Retrieval req fee | 30 EUR | 40 EUR | ||
| Chargeback fee | 30 EUR | 40 EUR | ||
| Monthly fee | FREE | 100 EUR | ||
| Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases. | ||||
| When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money. | ||||
Low Risk Business
Onboarding fee - Included into Account opening fee
Acquiring services initialization fee - 50 EUR
Additional website/terminal fee - FREE
Processing fee % - 1.99%
Transaction fee - 0.15 EUR
Refund fee - 1.50 EUR
Decline fee - 0.15 EUR
Retrieval req fee - 30 EUR
Chargeback fee - 30 EUR
Monthly fee - FREE
High/medium Risk Business
Onboarding fee - Included into Account opening fee
Acquiring services initialization fee - 300 EUR
Additional website/terminal fee - 50 EUR
Processing fee % - 4.5%
Transaction fee - 0.50 EUR
Refund fee - 2.50 EUR
Decline fee - 0.30 EUR
Retrieval req fee - 40 EUR
Chargeback fee - 40 EUR
Monthly fee - 100 EUR
| Business Physical | Business Virtual | |||
|---|---|---|---|---|
| Card maintenance fee (monthly) | 10 EUR | 10 EUR | ||
| Card issuance fee | 20 EUR | 10 EUR | ||
| Card renewal/replacement fee | 20 EUR | 10 EUR | ||
| Card Delivery fee | FREE (within EU) | - | ||
| Purchase fee | FREE | FREE | ||
| ATM Cash Withdrawal fee (SEPA) | 2.0%, min 2.5 EUR | - | ||
| ATM Cash Withdrawal fee (non-SEPA) | 2.5%, min 2.5 EUR | - | ||
| Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases. | ||||
| When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money. | ||||
Business Physical
Card maintenance fee (monthly) - 10 EUR
Card issuance fee - 20 EUR
Card renewal/replacement fee - 20 EUR
Card Delivery fee - FREE (within EU)
Purchase fee - FREE
ATM Cash Withdrawal fee (SEPA) - 2.0%, min 2.5 EUR
ATM Cash Withdrawal fee (non-SEPA) - 2.5%, min 2.5 EUR
Business Virtual
Card maintenance fee (monthly) - 10 EUR
Card issuance fee - 10 EUR
Card renewal/replacement fee - 10 EUR
Card Delivery fee - -
Purchase fee - FREE
ATM Cash Withdrawal fee (SEPA) - -
ATM Cash Withdrawal fee (non-SEPA) - -
| EU Private Individuals | ||||
|---|---|---|---|---|
| Card maintenance fee (monthly) | 5 EUR | |||
| Card issuance fee | 10 EUR | |||
| Card renewal fee | 10 EUR | |||
| Card replacement fee | 10 EUR | |||
| Card Delivery fee | within EU FREE | |||
| Purchase fee | FREE | |||
| ATM Cash Withdrawal fee (SEPA) | 2.0% , min 2.5 EUR | |||
| ATM Cach Withdrawal fee (non-SEPA) | 2.5% , min 2.5 EUR | |||
| Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases. | ||||
| When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money. | ||||
EU Private Individuals
Card maintenance fee (monthly) - 5 EUR
Card issuance fee - 10 EUR
Card renewal fee - 10 EUR
Card replacement fee - 10 EUR
Card Delivery fee - within EU
- FREE
Purchase fee - FREE
ATM Cash Withdrawal fee (SEPA) - 2.0% , min 2.5 EUR
ATM Cach Withdrawal fee (non-SEPA) - 2.5% , min 2.5 EUR
| EU Corporate Payroll | ||||
|---|---|---|---|---|
| Card maintenance fee (monthly) | 20 EUR | |||
| Card issuance fee | 50 EUR | |||
| Card renewal fee | 30 EUR | |||
| Card replacement fee | 30 EUR | |||
| Card Delivery fee | within EU FREE | |||
| Purchase fee | FREE | |||
| ATM Cash Withdrawal fee (SEPA) | 2.0% , min 2.5 EUR | |||
| ATM Cash Withdrawal fee (non-SEPA) | 2.5% , min 2.5 EUR | |||
| Extra or special fees may apply to certain clients or transactions based on risk assessments or other factors. Advance notice will be provided in such cases. | ||||
| When performing a payment from Emerald24 (current account or card), Emerald24 as an issuer of electronic money redeems electronic money for their nominal value. Electronic money is exchanged for fiat money with an exchange rate of 1:1. Fees for payments given in the table are in fact fees for redemption of electronic money. | ||||
EU Corporate Payroll
Card maintenance fee (monthly) - 20 EUR
Card issuance fee - 50 EUR
Card renewal fee - 30 EUR
Card replacement fee - 30 EUR
Card Delivery fee - within EU
- FREE
Purchase fee - FREE
ATM Cash Withdrawal fee (SEPA) - 2.0% , min 2.5 EUR
ATM Cash Withdrawal fee (non-SEPA) - 2.5% , min 2.5 EUR
Application for Service
Please open your personal account first, and then request your card from your personal manager
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